Cairn Stone Adventure Tours

PAYMENTS
 
TOP 
 
GENERAL INFORMATION
Make checks payable to:
Cairn Stone Adventure Tours
Mail Checks & Forms to: 
Andrews’ Tax, 18 N. Fourth St., Niles, MI 49120

Use COMMENTS line to:
Indicate how payment  to be applied
(i.e.-"Deposit-Grand Canyon 2017," "Payment-Mystery Trip 2015"
include 1st names of others payment is also to be applied)
[Andrews Tax process lots of checks so be sure you provide
enough information for anyone to credit your account properly.]

DEPOSITS:  $100 - This reserves your spot on a trip - FCFS  (First Come, First Served).  Once a trip fills to capacity a wait list is formed based on the date deposit is received.  These deposits may be refunded or applied to another trip or to the Training Partners program. Flex Payments generally are not refundable.  Please consider Trip Insurance to protect your investment from the unforeseen.

FLEX PAYMENTS (is an option):  Coach Gunn makes every effort to make these trips affordable to the most travelers.  First by being a shrewd negotiator with providers, second by donating his time and foregoing any significant profit margin, third by primarily accepting cash and checks for payment. Then additionally he offers a flex payment option to make it easier on you. If he took payment in full by credit card it would add 3% to trip cost plus the CC interest if you make payments.  It is entirely to save you $$$. 

Payments are processed by Katrina as a volunteer.  Before this Coach did it all on his kitchen table.  Wouldn't you rather he spend his time finding new trails and scouting adventures?

PLEASE PAY ON TIME:
 Please keep to the payment schedule.  Coach Gunn must make advance payments to have the low group rates he's negotiated.  The payment dates are set to assure adequate funds are available as needed. He adds no profit to these trips.  Flex payments keep your trip cost down but adds a lot of work on our end.  [Not whining, just hoping everyone has a good understanding of the facts.  Coach's goal is to provide each trip at the lowest cost possible so many can have a life changing experience.]

EXAMPLE:  Consider what it takes to process payments for 2 trips; 100 deposits to record, keep track of and put in the bank.  Then (for New Zealand) another 1400 flex payments to record, keep track of and deposit.  Far easier to add $109 to the New Zealand trip price to cover merchant account fees and then need only process 200 CC payments; 1 deposit and 1 balance payment each.  This is just one of the corners he cuts to offer the lowest price possible - he does not pay himself.

So please make your payments on time so he can keep offering this option.  Talk to Coach if you have an issue making any payment on time.  

CARD PAYMENT OPTION:  Credit/Debit Cards - Now offered for your convenience.  This service will work for some and is provided at actual cost by Cairn Stone vets Keith and Katrina Andrews.  There will be a 2% surcharge added to cover their actual processing fees.  (DETAILS)

NOTE: Deposits or Payment can be paid by credit or debit card.

Coach Gunn thanks you in advance for your cooperation and he wants you to know his door is always open for any questions.  If you need to make special financial arrangements please feel free to discuss this with him.
 

THANK YOU TO ALL WHO PAY IN FULL
it saves us a lot of work!
RON HAS A VERY COOL CAIRN STONE HOODED SWEAT TOP FOR YOU


FLEX PAYMENT SCHEDULES

2019 Best of New Zealand
NEW ZEALAND 2019
$3,915* D/O Double Occupancy
($4,745* S/O Private room)
*FINAL PRICE AFTER APRIL 2018 WHEN
AIRLINE AND LODGING FINALIZED.

OPTIONAL
 FLEX PAYMENTS: 
Cash/Check $252 ($300) JAN-APR 2018
CC/Debit:  $257  ($306) JAN-APR 2018

Cash/Check $281 ($345) MAY '18-FEB 2019
CC/Debit:  $286.52  ($351.39) MAY '18-FEB 2019

Due JAN 7, FEB 7, MAR 7, APR 7,
MAY 7 JUN 7 JUL 7 AUG 7, SEP 7,
OCT 7, NOV 7, DEC 7, JAN 7 & FEB 7

 
PROTECT YOUR TRAVEL INVESTMENT
CLICK ABOVE TO HELP YOU DECIDE WHAT YOU NEED
WE DO NOT SELL INSURANCE
 
Coach Gunn highly recommends
TRIP CANCELLATION INSURANCE.

 2015: One couple had to drop the day before departure to Spain
due to a family medical crisis.  Their trip insurance reimbursed them
 for the cost of their trip to Spain.  It works -- life is full of surprises!

   


USE THE CHART BELOW TO HELP YOU DETERMINE YOUR PAYMENTS

QUESTIONS ON YOUR BALANCE?  EMAIL:
Thom@CairnStoneTours.com

          EASY PAYMENT CHART 
                        JAN 2018 - FEB 2019

 DATE  PAYMENT  TOTAL PAID  BALANCE


  $3915
 DEPOSIT
$100
$100 $3815 
 JAN 7  $252  $352  $3563 
FEB 7  $252  $604  $3311 
MAR 7
$252
$856  $3059 
 APR 7  $252  $1108  $2807 
MAY 7
$281  $1389  $2526 
 JUN 7
$281  $1670  $2245 
 JUL 7  $281  $1951  $1964 
AUG 7  $281  $2232  $1683 
SEP 7
$281  $2513  $1402 
OCT 7  $281  $2794  $1121 
NOV 7  $281  $3075  $840 
DEC 7
$281  $3356  $559 
 JAN 7  $281  $3637  $278 
 FEB 7
$278  $3915  $0 


 
 NEW ZEALAND REFUND CHART
   Percent of paid in minus $100 (deposit)

               TRIP 1         TRIP 2        TRIP 3
60%   AUG 11-SEP 10 AUG 24 - SEP 24  SEP 8 - OCT 8 
50%  SEP 11-OCT 11  SEP 25 - OCT 26  OCT 9 - NOV 8 
30%  OCT 12 - DEC 10  OCT 26 - DEC 24  NOV 9 - JAN 7 
0%   DEC 11 - FEB 8 DEC 25 - FEB 22  JAN 8 - MAR 8  


 
 
NEW OPTION IN 2015
PAY* BY CREDIT/DEBIT CARD
(M/C - VISA - DISCOVER) *+2% SURCHARGE (i.e.- actual cost to process)

CALL IT IN M-F: 269-262-0516 (ask for Katrina)
 or 
STOP IN and ask for Katrina at:
Andrews Tax & Accounting, 18 N. 4th Street, Niles, MI 49120